Ok let’s set the record straight.  Offers without a financing condition does not mean that they buyer is paying cash.  I would argue that they rarely are.  Yes there are always exceptions to this, however most home purchases are still being financed in some manner.  In most cases financing comes from traditional mortgages, secured line of credits or private mortgages.   In a over heated real estate market, such as the one the Niagara is currently in, most offe... read more

One of the most exciting and stressful times in your life is the moment you get the keys to your first home.  Suddenly you are now responsible for taking care of this new home of yours.  This will give you the chance to learn about the rewards of home ownership and the challenges that come along with it. Try to avoid making some of these mistakes by planning and preparing ahead of time! Budget properly Moving is expensive if you are not prepared – most people do not budget for emergency expenses l... read more